Northern Virginia Home Financing
CDF Lending serves buyers and homeowners across Northern Virginia — Alexandria, Arlington, Fairfax County, Falls Church, Vienna, Springfield, Woodbridge, and Loudoun County.
Northern Virginia’s price points mean jumbo and high-balance financing come up often, and its large federal and military workforce makes VA loans a frequent fit.
Northern Virginia Loan Programs
VA Loans — zero down for eligible service members across NoVA
Jumbo & High-Balance Loans — for Arlington, Vienna, and Loudoun price points
Conventional Loans — competitive fixed and adjustable options
FHA Loans — lower down payment entry into the NoVA market
Refinance & Cash-Out — including rate-and-term and equity access
Investment & DSCR Loans — rental and short-term rental financing
Serving the Full DMV
Many Northern Virginia clients are moving within the DMV — selling in DC, buying in Arlington, or holding a Maryland rental. Working with one broker licensed across the region keeps a multi-property picture in one place instead of three separate lenders.
Serving Northern Virginia
Clients searching for a Virginia loan officer in Alexandria, Arlington or Fairfax are usually weighing jumbo and VA options at the same time, since price points here frequently exceed conforming limits while the region's federal and military workforce makes VA eligibility common.
We also arrange commercial property financing Virginia investors need for office, retail and mixed-use assets.
Frequently Asked Questions
What are VA loan limits in Northern Virginia?
Veterans with full entitlement generally have no VA loan limit — the limit is what you qualify for, not a fixed cap. This matters in Northern Virginia, where prices often exceed conforming limits.
Do I need a jumbo loan in Arlington or Alexandria?
Often yes, depending on price and down payment. Jumbo guidelines differ meaningfully between lenders on reserves, debt ratios, and documentation, so comparing options can change both your approval and your rate.
Can I buy an investment property in Northern Virginia?
Yes. Conventional investment financing, DSCR loans based on rental income, and bridge or fix-and-flip financing are all available for Northern Virginia properties.
Are you licensed in Virginia as well as Maryland and DC?
CDF Lending serves the full DMV market — Maryland, Washington DC, and Virginia — so a client buying or refinancing across state lines works with one broker throughout.