Mortgage Broker Serving PG County
Prince George’s County is one of the most active housing markets in the Washington, DC metro, and CDF Lending works with buyers and homeowners across it — Bowie, Upper Marlboro, Laurel, Hyattsville, College Park, Largo, Fort Washington, and Clinton.
Whether you are buying your first home in PG County, refinancing to lower your payment, or adding a rental property to your portfolio, we compare lenders to find the program that actually fits.
Loan Programs for PG County Buyers
FHA Loans — a common path for first-time buyers in Prince George’s County
VA Loans — zero down for the county’s large military and federal community
Conventional & Jumbo Loans — for higher-priced Bowie and Mitchellville homes
First-Time Home Buyer Programs — including Maryland down payment assistance
Cash-Out Refinance & HELOC — put built-up equity to work
DSCR & Rental Property Loans — for PG County investors
Local Knowledge, Multiple Lenders
Prince George’s County has its own mix of price points, condo and townhome inventory, and assistance programs. Working with a broker who knows the county — and who can place a loan with more than one lender — gives you options a single bank branch cannot.
PG County Coverage
Locally the county is usually just called PG County, and a PG County mortgage broker needs to know how differently its submarkets behave. A Bowie mortgage broker is pricing a very different property than one working in Hyattsville or Fort Washington, and the loan that fits follows the property as much as the borrower.
We work across the county for purchase, refinance, and investment financing.
Frequently Asked Questions
What is the average home price in Prince George's County?
Prince George's County remains one of the more attainable markets in the DC metro, though prices vary widely between Bowie and Mitchellville and areas closer to the District. We can run payment scenarios at your target price before you start touring homes.
Is there down payment assistance in PG County?
Yes. Maryland state programs apply county-wide, and Prince George's County has offered its own assistance for qualified buyers. Programs change, so we check current availability and eligibility as part of your pre-approval.
Can I use a VA loan in Prince George's County?
Yes, and it is a strong fit here given the county’s military and federal workforce. VA loans offer zero down payment, no monthly mortgage insurance, and competitive rates for eligible service members, veterans, and surviving spouses.
Do you finance rental properties in PG County?
Yes. DSCR loans qualify on the property’s rental income rather than your tax returns, which suits investors buying single-family rentals and small multifamily buildings throughout Prince George’s County.